You Don't Follow the +1 Rule

Simply put, if you observe one situation that causes you to be concerned or you feel may be dangerous then look for another one, +1; before you proceed.
Lady wanted to make a left turn, stopped her car at an intersection because she saw a police car with lights and siren traveling at a high rate of speed coming towards her. When the police car passed her she pulled out and was T-boned and killed by the second police car. She did not consider the +1.

Firetrucks seldom travel alone. They are usually followed by another firetruck, an ambulance and a few seconds later the Deputy Fire Chief in his car.
This looks like a +1, +1, +1 situation.

When the traffic light turns green you start to go ahead. You were lucky that time because you saw the car trying to beat the light but did you see the 2nd one who is tailgating trying to get through also. One young driver in a second car was T-boned. All I saw was his mother lying dead on the road covered by a blanket.

You Don't Listen To Your Inner Voice

Listen to your "Inner Voice." This is the voice inside you telling you that something may be wrong. Call it what you will, experience, training, sixth sense, intuition or "Inner Voice," but don't ignore it. The greater the perceived danger the louder the voice will be.

Ever go to your car alone in a deserted parking garage? At night? And you saw several males near your car? Especially if you're a female your Inner Voice is now screaming at you not to approach but to go back to what appears to be a safer place.
The elevator doors open and inside are three gang-banger type individuals. Do you get in or wait for the next one? Are you being prejudice, stereotyping or just being safe?

You don't follow the two (2) second rule.

It used to bother me when another car would 'fly' up to my car and hang on to my rear bumper. I finally realized that you must be so much more important than me and that you have places to go and people to see. Me, I'm retired so I never have anything remotely important to do. Another reason it doesn't bother me is because if you hit me you are at fault and you will usually suffer more injuries than me; which of course is fair. And, your insurance premiums will skyrocket for the next three years. The passenger(s) most often suffer the gravest injuries so you, the passenger, have the right to tell the driver to stop tailgating.

Two second rule: Pick the spot that the car in front of you just passed. Start counting 1-1,000, 2-1000. If you passed the spot before you ended the count - you are tailgating. During inclement weather or poor road conditions this should be stretched to 3 or 4 seconds.

You Look At Your Passenger While Driving

You look at your passenger while talking to him/her instead of the road.

Do you know that your passenger can hear you even when you don't look at him/her? As a passenger you should tell the driver that you can hear him/her and to keep looking at the road. If you don't, you are putting yourself in danger. You also don't have to look at your passenger when he/she is talking.

If you are deaf then I would suggest you pull off the road to have your conversation.